Question about car insurance?

Question about car insurance?

okay so i was recently in an car accident and my car was a total loss. The accident is not my fault. I received my settlement check for my vehicle after paying my deductible for my insurance company. 2 months later now I received another check from the other insurance company at fault with an attached form stating that the check is for repairing the damages on my vehicle. Is this check safe for me to cash out? Not complaining of getting extra money, but Im just curious why would i get another check when i already got a whole settlement check from my insurance company. Shouldnt the other insurance be paying my insurance company instead? any help would be great.

 

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I have health insurance with HealthNet. For car insurance, there seems to be 3 major items for coverage: -BODILY INJURY LIABILITY -PROPERTY DAMAGE LIABILITY -UNINSURED MOTORIST & UNDERINSURED MOTORIST I'm under the impression that the third item is health insurance *for me* if I get into an accident. Why do I want that if I am paying for medical insurance anyway? Should I minimize coverage on this item?

 

 

Cop Didn't ask for proof of insurance or registration.?

So i got pulled over for going 28 over the speed limit haha..... It was on a highway and the speed limit was 55 i was going 83 ..... Im from florida and my car and license are all registered in florida but im in georgia right now living with a friend trying to attend college (except i cant find a job cause the worlds slowly dieing lol) But anyways so i get pulled over by this state patrol narcotics douche bag who mind you has no teeth to begin with and in my mind either his mom beat his teeth out of his head or hes a recovering crack head who had lost all of his teeth over the years. Either way he pulls me over and says You were going 83 on a 55 , may i see your license I give him my license he goes back in the car and yeh i was thinking he didnt ask for my proof of insurance or registraion. I would think that he would considering im from out of state. **** Im gonna rant on how this narcotics officer frisked me my question will be at the bottom lol***** So yeh he comes back to the car after running my license and tells me to get out of the car..... I was at this point like .... Ok? So i get out go to the back and he says I asked you to get out cause i see your eyes are red I told him ummm it could be the fact that im allergic to dust and pollen and im driving with the windows down, i rub my eyes cause they itch thusly they get irritated. So i said either its that or the fact that i just got no sleep from the night before and drove my friend up to north carolina. And he then proceeded to ask if he could search my car. Im a month from being 20 and never got pulled over before and ofcourse i said yeh w.e. I smoke cigarettes and when he went to go search my car he comes out freaking out. IS THERE ANY DRUGS IN THE CAR OR ALCOHOL i was like no.... and hes like WELL IF I FIND ONE SEED OF MARIJUANA YOUR GETTING LOCKED UP AND CHARGED 1,100$ ... i was like ok go ahead i dont have anything so thusly he didnt find anything cause i didnt have anything . He finds a vitamin water bottle that wasnt even mine it was my friends girlfriends and he smelt it and said there was alcohol in it...... i was tempted to call him a lunatic and a retard but didnt and just said uhh no thats just vitamin water, so he threw it out and then i went on my marry way with a court date and a crazy speed limit infraction lol. ******* heres the question **** Is it mandatory for a cop to ask for proof of insurance and registration or does it even matter? Thanks for reading if you read the whole thing lol Sean

 

 

Teenage insurance for 2001 Ford Escape? 2002 Jeep Liberty?

I'm thinking about purchasing this car used for my 18th birthday. I have to wait until i'm 18 so I can be on my own insurance. But I have taken drivers ed, and I will be buying this car full payment in cash. So I'm curious to know what the insurance could be! I have tried to get quotes online. You have to already be insured and own the car...I have tried so many. I also am a female, so my insurance will be a little lower. I just really need to find out what it would be! I was also thinking of purchasing a 2002 Jeep Liberty, any insurance guess on that? Ford Escape is a better car, but i'm just seeing what insurance could be for both. Thank you so much!

 

 

Car insurance rates dropping?

hello, after my first ever six months of car insurance will my rates drop or will things be cheaper ? I am 24 about to be 25 years old. I have only had one speeding ticket.

 

 

How to get the cheapest insurance for a 17 year old?

Does anybody know any tips that would lower my insurance? I was looking at prices of insurance for a 1L peugeot 107, which cost around 2000, and the prices were 4000+. My girlfriend was looking at prices for herself and the prices were around 1500 for a 5000 Vauxhall Corsa. Any help is appreciated.

 

 

350z or g35 coupe auto insurance?

I am 17 years old about to be 18 and I really want a nissan 350z or an infinity g35 coupe. I have been saving money for a few months to buy a used z or g35 but I never thought about what my insurance would be like. I am 17 with no real driving experience. I would be on my parents insurance, I had a 4.0 the last 2 years of high school so straight a's. I have a job(idk if that matters) I do not smoke. I live in California in a small town. I am a male. I dont know what else insurance companies look for so if you know of anything else please mention them in your reply. I'm just wanting to know if anyone has any kind of idea of what id be paying. Thanks

 

 

What is the commission structure for a California Insurance Agent?

I am wanting to see some kind of chart or calculation of how earnings will be calculated in regard to working on commission as a P&CInsurance Agent in Californis

 

 

Wife and I separated, why she want me sign an auto insurance exclusion form ?

My wife and I are separated. she keep changing insurance. she brought her own car its in her name. We live in different towns.she trying to insured in only in her name, she told them she was married so she wants to qualifies for the discounted married rate. an exclusion form need signed and wants me to sign it. i have my car in my name only as single rate with perfect records.

 

 

What is the major advantage of term life insurance over whole life insurance?

What is the major advantage of term life insurance over whole life insurance?

 

 

Flat insurance costs?

How much is flat insurance on average in the UK?

 

 

Do I need to add my name under car insurance?

Hi I just got California driving license.My dad has liability insurance.We have old car so we are paying 300-400$ per year for it.I will not regularly driving that car then what should I need to do? Do I have to add my name under current insurance policy and is it illegal to drive without adding my name? People with 2 or more cars have which type of insurance? seriously we are new here and don't know much about this rules and what people do? I'll be highly thankful to you guys.

 

 

I don't get insurance at all, like car insurance health insurance, etc?

Yes, I know it is kind of a stupid question to ask but I really don't get it at all. I know there are different types of insurance like life insurance, health insurance, car insurance, but.... 1. what other types of insurances are there besides the ones i just listed? 2. does the insurance company pay for everything and do you have to pay them back? 3. how hard is it to find insurance? 4. what is the different between health and car insurance? 5. how do u get insurance? does it matter if ur poor or rich? THANKS! I know this is kind of random :)

 

 

Health insurance?

which health insurance is better?

 

 

Will my Insurance go any higher if paid off by Collision ?

I bought my Acura in 2006 and have been in mint condition since then. Recently, the snow plougher scratched my car and didnt leave a note. I called the manger of the snow plougher and filed the police report. He took the responsibility but during the report he said that he will give the name of the driver and vehicle later. After few weeks when I didnt hear I called the manager and he said his company will not cover anything and I can do whatever I can.... I called my insurance company and they are willingly to cover through my insurance - Collision, instead of comprehensive. The repair is $2000 + rental car for 9 days ~$2500. My deductible is $100 for collision and $50 for comprehensive. Do you think if they use Collision my insurance rate will go higher ? [Ofcourse I dont have any choice at this time. my insurance company said they cannot file a lawsuit or anything against the snow plougher company]

 

 

How much will car insurance pay for my accident?

I live in Logan, Utah and I was stopped at a red light when a car rear ended me going about 35 to 40 mph. I got whiplash and my neck, back and shoulder's have been hurting since. I also have headache's. The insurance company that will be paying for my injuries is allstate and they said they won't pay for excessive bills. How can I tell which bills they will count as reasonable and which bills aren't. I don't want to end up paying for anything, but I need to go see someone. Will they pay for chiropractors? massages? going to the doctor? I just don't know. I am also wondering how much money they will pay me once I settle. I'm not able to go to work because I'm a hairstylist and I can't hold my arm's up very long. I already tried to go to work, but I just couldn't do it so i came home early. Please Help! This is my first accident and I don't know what to do

 

 

How do I get car insurance?

I am 18. I am not in college nor do I have a diploma. I don't start college till Fall 2011. Is it possible that I can still get car insurance? If so, how?

 

 

Will state farm insurance pay for my rental car?

I am 20 years old and full coverage and i wrecked my car at my own fault today, and while its getting fixed i need a rental car, does state farm pay for it?

 

 

Motorcycle insurance?

i have seen things that say motorcycle insurance is ALOT more then car insurance and things that say car inurance is ALOT more then motorcycle insurance and i dont really know if any one will be able to give me accurate answer to my question but i just want an idea of how much the insurance would be for an 18 year old, with a Honda Rebel, in south texas *1

 

 

How is mortgage hazard insurance calculated? Rate in Houston, TX?

How is mortgage hazard insurance (I don't mean PMI.) calculated? Does the rate depend on what insurance company I go with? I am buying a house in Houston, Texas.

 

 

Where can i get cheap car insurance? (i'm 19)?

Im 19 and own a Vauxhall Corsa 1.2 and im looking for cheap car insurance. ive tried a few websites and its coming out over 5k for the year, something a LOT less will ok, if anyone can tell me a few good companies or quotes that i can use? thanks

 

 

Does motorbike insurance after a while make your car insurance cheaper?

I'm getting a motorbike nd plan on having one for about 4 years and then get a car later. I'm just wondering if it will make my car insurance any cheaper later on? WILL RATE BEST AND MOST HELPFUL ANSWER, THANKS!

 

 

What is going on car insurance ?

i had a crash over a year ago, my car insurance took it to court last week due to the other party not having any evidence or produce thier side of events etc. the Judge told them they had a week to comply and they should settle 80-20 in my favour but they still are playing hard ball by saying they think i know my witness, so they should have it 80-20 in their favour , of which i dont. so why are they still not showing their side of the crash etc, and dragging this out. also is this legal?

 

Question about car insurance?

okay so i was recently in an car accident and my car was a total loss. The accident is not my fault. I received my settlement check for my vehicle after paying my deductible for my insurance company. 2 months later now I received another check from the other insurance company at fault with an attached form stating that the check is for repairing the damages on my vehicle. Is this check safe for me to cash out? Not complaining of getting extra money, but Im just curious why would i get another check when i already got a whole settlement check from my insurance company. Shouldnt the other insurance be paying my insurance company instead? any help would be great.

https://www.linkedin.com/pulse/all-quotes-insurance-services-elijah-acevedo/

*1:or if there is some where i can find out, that would help to